Summary: The best fixed deposit rates in Singapore for July 2025 are 2.20% p.a. for 3-month and 6-month deposits offered by RHB, 2.35% p.a. for 9-month deposits offered by DBS/POSB, and 2.45% p.a. for 12-month deposits offered by DBS/POSB. DBS offers higher rates for smaller deposits, while RHB’s rates are promotional and subject to change.

Link: https://growbeansprout.com/insights/savings/singapore-best-fixed-deposit-rate