Credit Bureau Asia posts record FY2025 revenue of S$60.1m, steady S$30.2m NPBT and ups final dividend 10% with additional 9-cent capital return
Summary:
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FY2025 revenue rose to a record S$60.1 million, the Group’s highest since inception, while net profit before tax was broadly flat at S$30.2 million and PATMI came in at S$10.7 million.
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Management attributes the slight PATMI decline mainly to lower interest income amid a weaker rate environment and FX impact from a weakening US dollar, despite otherwise stable operating performance.
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The FI Data business continued to show good growth, led by Credit Bureau Singapore and a turnaround in Credit Bureau Cambodia in 2H2025, while non-FI Data revenue remained resilient with NPBT rebounding in the second half.
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The board proposes a 10% higher final dividend of 2.2 Singapore cents per share, bringing total FY2025 dividends to 4.2 cents, and confirms a separate capital reduction and cash distribution of 9 cents per share to return surplus capital.
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The Group flags a challenging global environment but remains cautiously optimistic on FY2026 growth, underpinned by its diversified FI and non-FI data franchises in Southeast Asia.